About RetireZest
Canadian retirement planning, simplified.
RetireZest was born from a simple frustration: existing retirement calculators either oversimplify the Canadian system or are locked behind expensive financial advisors. We believe every Canadian deserves access to accurate, transparent retirement projections.
What We Do
RetireZest is a retirement planning tool purpose-built for Canadians. We simulate your retirement year by year using real CPP, OAS, and GIS rules, provincial tax brackets (AB, BC, ON, QC), and CRA-aligned calculations. You get a clear picture of whether your money will last \u2014 and what you can do to improve your plan.
Who It's For
We built RetireZest for Canadians aged 55 and older who are approaching or already in retirement. Whether you're a single individual, a couple planning together, or a business owner with corporate accounts, RetireZest can help you compare withdrawal strategies and optimize your tax situation.
Our Approach
Canadian-First
Every formula, rate, and rule is built for the Canadian tax and benefits system. We support 4 provinces with 2026 rates.
Private & Secure
Bank-level 256-bit encryption. We never sell your data. Your financial information is yours alone.
Transparent
See exactly how your Zest Score is calculated, which strategy wins, and why. No black boxes.
Free to Start
Core features are free forever. Premium unlocks advanced tools like Monte Carlo analysis and PDF reports.
Important Disclaimer
RetireZest is a retirement planning tool for educational purposes. It does not provide personalized financial, tax, or legal advice. The calculations and projections are estimates based on the information you provide and current government rates. Always consult with a licensed financial advisor before making decisions about your retirement.